UKVI requires applicants to demonstrate sufficient funds for their route under the UK Immigration Rules. Visitor: Account balance below required threshold.
This guide covers insufficient funds specifically for UK Visitor Visa applications. Understanding what UKVI caseworkers check for this route helps you prepare evidence correctly and avoid refusal on technical grounds.
Based on current UK Home Office immigration rules (updated 2026)
UKVI requires applicants to demonstrate sufficient funds for their route. If the balance or income falls below the threshold — even temporarily — the application is refused. For Visitor Visa applications specifically, No fixed amount — adequate maintenance assessment applies. Strong ties to home country required.
Check your application against current Immigration Rules before paying non-refundable visa fees. Run the UK Visa Risk Checker before submitting →
Caseworkers assess whether closing balance meets threshold each day. For Visitor Visa specifically, No fixed amount — adequate maintenance assessment is the key threshold. Strong ties to home country required.
Yes, in most cases you can submit a fresh application addressing the specific refusal reasons. Ensure you provide bank statements covering the required holding period and address each point from the refusal letter.
The key is preparation: bank statements covering the required holding period, and payslips or tax returns showing qualifying income. A pre-application check can identify specific risk factors for your situation.